:root{--ink:#0A1B2E;--navy:#011E34;--navy2:#0A3456;--g:#12A150;--gdk:#0B7A3C;--gl:#3FD98A;--red:#D7263D;--muted:#5B6672;--line:#D5DEE8;--bg2:#F4F7FA}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:"Inter",system-ui,-apple-system,"Segoe UI",Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.55;-webkit-font-smoothing:antialiased}
a{color:inherit}
h1,h2,h3{font-family:"Poppins","Inter",system-ui,sans-serif;line-height:1.15;color:var(--navy)}
.wrap{max-width:1120px;margin:0 auto;padding:0 24px}
.narrow{max-width:760px}
.c{text-align:center}
/* nav */
.nav{position:sticky;top:0;z-index:10;background:rgba(1,30,52,.92);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);border-bottom:1px solid rgba(255,255,255,.08)}
.nav-in{display:flex;align-items:center;justify-content:space-between;height:64px;gap:16px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:#fff}
.mk{font-weight:900;font-size:26px;letter-spacing:-2px;line-height:1}
.mk b,.bn b,.eyebrow b,.mono b{color:var(--gl);font-weight:inherit}
.bn{font-weight:700;font-size:13px;letter-spacing:3.5px}
.links{display:flex;gap:28px}
.links a{color:#C9D6E2;text-decoration:none;font-size:14px;font-weight:500}
.links a:hover{color:#fff}
/* buttons */
.btn{display:inline-block;background:var(--g);color:#fff;text-decoration:none;font-family:"Poppins",sans-serif;font-weight:700;font-size:17px;padding:14px 28px;border-radius:999px;transition:background .15s,transform .15s}
.btn:hover{background:var(--gdk);transform:translateY(-1px)}
.btn:focus-visible,.mailbox:focus-visible{outline:3px solid var(--gl);outline-offset:3px}
.btn-sm{font-size:14px;padding:9px 18px}
/* hero */
.hero{position:relative;color:#fff;text-align:center;background:var(--navy) url("assets/hero-dreamscape.jpg") center 60%/cover no-repeat;overflow:hidden}
.hero:before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(1,30,52,.55) 0%,rgba(1,30,52,.35) 50%,rgba(1,30,52,.75) 100%)}
.hero-in{position:relative;padding:72px 24px 88px}
.mono{font-weight:900;font-size:120px;line-height:.85;letter-spacing:-8px;margin-left:-8px}
.eyebrow{font-weight:700;font-size:16px;letter-spacing:8px;margin:14px -8px 0 0}
.hero h1{color:#fff;font-weight:800;font-size:52px;letter-spacing:-.5px;margin-top:36px}
.sub{font-family:"Poppins",sans-serif;font-style:italic;font-weight:600;color:var(--gl);font-size:24px;margin-top:12px}
.save{display:inline-block;margin-top:34px;background:linear-gradient(180deg,#17B35C 0%,var(--g) 55%,var(--gdk) 100%);font-family:"Poppins",sans-serif;font-weight:800;font-size:40px;line-height:1;padding:14px 48px 16px;border-radius:999px;box-shadow:0 6px 14px rgba(0,0,0,.25)}
.ast{color:#fff;text-decoration:none;font-family:"Inter",sans-serif;font-size:24px;vertical-align:top;margin-left:2px}
.cta-row{margin-top:30px;display:flex;align-items:center;justify-content:center;gap:16px;flex-wrap:wrap}
.cta-row .btn{background:#fff;color:var(--navy)}
.cta-row .btn:hover{background:#E8F7EF}
.nc{color:#C9D6E2;font-size:15px}
.stripe{position:absolute;left:0;bottom:0;width:100%;height:8px;background:linear-gradient(90deg,var(--red) 0 50%,var(--g) 50% 100%)}
/* sections */
.sec{padding:88px 0}
.alt{background:var(--bg2)}
.kicker{font-size:13px;font-weight:700;letter-spacing:2.5px;text-transform:uppercase;color:var(--g)}
.kl{color:var(--gl)}
.sec h2{font-size:38px;font-weight:800;margin-top:10px;letter-spacing:-.3px}
.lead{font-size:18px;color:var(--muted);margin-top:16px;max-width:720px}
.lt{color:#C9D6E2;margin-left:auto;margin-right:auto}
h3{font-size:19px;font-weight:700}
/* how */
.compare{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:40px}
.flow{border:1px solid var(--line);border-radius:16px;padding:22px 24px;background:#fff}
.flow-new{border:2px solid var(--g)}
.lbl{font-size:13px;font-weight:700;color:var(--muted);text-transform:uppercase;letter-spacing:1.5px}
.chain{display:flex;align-items:center;gap:10px;flex-wrap:wrap;margin-top:14px}
.chain span{background:var(--bg2);border-radius:10px;padding:8px 14px;font-weight:600;font-size:15px;color:var(--navy)}
.chain .x{color:var(--red);text-decoration:line-through;background:#FDECEE}
.chain .ok{background:#E8F7EF;color:var(--gdk)}
.chain i{font-style:normal;color:var(--muted)}
.steps{list-style:none;display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:28px}
.steps li{padding:24px;border-radius:16px;background:var(--bg2)}
.steps b{display:inline-flex;width:34px;height:34px;border-radius:50%;background:var(--navy);color:var(--gl);align-items:center;justify-content:center;font-weight:800;margin-bottom:14px}
.steps p{color:var(--muted);margin-top:6px;font-size:15.5px}
/* tiles */
.tiles{display:grid;grid-template-columns:repeat(6,1fr);gap:14px;margin-top:40px}
.tile{border:2px solid var(--g);border-radius:14px;padding:22px 10px 18px;display:flex;flex-direction:column;align-items:center;text-align:center;background:#fff;box-shadow:0 2px 6px rgba(1,30,52,.06)}
.tile svg{width:52px;height:52px;flex:none}
.tile p{font-size:14.5px;line-height:1.3;font-weight:600;color:var(--navy);margin-top:12px}
.tile p b{display:block;font-weight:800}
.tile .gn{color:var(--g);font-weight:800;display:block;margin:2px 0}
.vetted{margin-top:28px;font-size:17px;font-weight:600;color:var(--navy);text-align:center}
/* settings */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:40px}
.card{border:1px solid var(--line);border-radius:16px;padding:28px}
.card svg{width:44px;height:44px}
.card h3{margin-top:14px}
.card p{color:var(--muted);margin-top:8px;font-size:15.5px}
/* dream */
.dream{background:var(--navy) url("assets/hero-dreamscape.jpg") center 75%/cover no-repeat;position:relative;text-align:center}
.dream:before{content:"";position:absolute;inset:0;background:rgba(1,30,52,.55)}
.dream .wrap{position:relative}
.dream h2,.contact h2{color:#fff}
/* who */
.people{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:36px;max-width:820px}
.person{display:flex;align-items:center;gap:18px;border:1px solid var(--line);border-radius:16px;padding:22px}
.av{flex:none;width:56px;height:56px;border-radius:50%;background:var(--navy);color:var(--gl);display:flex;align-items:center;justify-content:center;font-weight:800;font-size:18px}
.person p{color:var(--muted);font-size:15px;margin-top:2px}
/* contact */
.contact{background:radial-gradient(120% 140% at 85% 0%,var(--navy2) 0%,var(--navy) 60%)}
.mailbox{margin:32px auto 0;max-width:520px;background:#fff;border:2px solid var(--gl);border-radius:16px;display:flex;align-items:center;justify-content:space-between;padding:12px 12px 12px 26px;text-decoration:none;transition:transform .15s}
.mailbox:hover{transform:translateY(-2px)}
.mailbox span{font-size:24px;font-weight:600;color:var(--navy);overflow-wrap:anywhere}
.mailbox i{flex:none;width:44px;height:44px;border-radius:50%;background:var(--g);display:flex;align-items:center;justify-content:center;margin-left:12px}
/* footer */
.foot{background:var(--navy);color:#C9D6E2;border-top:5px solid var(--g);padding:40px 0 32px}
.foot-top{display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap}
.tag{font-family:"Poppins",sans-serif;font-style:italic;font-weight:600;color:var(--gl);font-size:17px}
.note{margin-top:24px;font-size:12.5px;line-height:1.5;color:#9FB0C1;max-width:900px}
.copy{margin-top:14px;font-size:13px;color:#7F93A6}
.copy a{color:#C9D6E2}
/* responsive */
@media (max-width:1000px){.tiles{grid-template-columns:repeat(3,1fr)}.links{display:none}}
@media (max-width:720px){
 .sec{padding:64px 0}
 .hero-in{padding:52px 20px 68px}
 .mono{font-size:84px;letter-spacing:-5px;margin-left:-5px}
 .eyebrow{font-size:13px;letter-spacing:6px;margin-right:-6px}
 .hero h1{font-size:32px;margin-top:28px}.hero h1 br{display:none}
 .sub{font-size:19px}
 .save{font-size:32px;padding:12px 36px 14px}
 .sec h2{font-size:28px}
 .lead{font-size:16.5px}
 .compare,.steps,.cards,.people{grid-template-columns:1fr}
 .tiles{grid-template-columns:repeat(2,1fr);gap:12px}
 .mailbox span{font-size:18px}
 .bn{font-size:11px;letter-spacing:2.5px}
 .foot-top{flex-direction:column;align-items:flex-start}
 .chain{flex-direction:column;align-items:flex-start;gap:6px}
 .chain i{transform:rotate(90deg);margin-left:18px}
 .dream{background-position:20% 75%}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn,.mailbox{transition:none}}